Dengue fever can negatively impact you physically and financially. With healthcare costs at their peak, getting treatment for dengue has become exceedingly expensive, especially in case of hospitalisations. As the incidence of dengue continues to rise in India, having a comprehensive health insurance policy is no longer just a precaution but a necessity. So, let’s find out if Reliance health insurance covers the expenses for dengue treatment.
Does Reliance Health Insurance Cover Dengue Treatments?
Yes, Reliance health insurance covers dengue treatment expenses, including pre and post-hospitalisation medical costs, in-patient treatment expenses, and ambulance charges. With some plans, you can also get coverage for the cost of consumables, OPD expenses and daily hospital allowance.
Reliance General Insurance Company compensates for dengue treatment expenses after completing an initial waiting period of either 30 or 90 days, depending on the chosen health insurance plan and opted coverage. Therefore, it is important to check your policy document closely to know the exact waiting period and coverage available.
List of Reliance Health Insurance Plans Offering Dengue Treatment Cover
Dengue treatment expenses can be covered under the following Reliance health insurance plans:
- Reliance Health Gain Plan – The Reliance Health Gain plan offers coverage for dengue treatment, including in-patient hospitalisation, domestic road ambulance, accommodation bonus, hospital cash, leave compensation benefit and pre & post-hospitalisation expenses. Additionally, it provides optional covers, such as consumable cover, double cover, convalescence cover and convenience cover that pays for both road taxi and air ambulance charges.
- Reliance Health Infinity Plan – The Reliance Health Infinity plan covers in-patient care expenses, transportation costs, pre-hospitalisation expenses, post-hospitalisation medical costs and emergency ambulance services arising out of dengue fever. The plan also offers add-ons like OPD cover, consumable cover, double cover and air ambulance cover.
- Reliance HealthWise Plan – The Reliance HealthWise plan covers the cost of in-patient hospitalisation, pre-hospitalisation, and post-hospitalisation resulting from dengue treatment. It also pays a daily hospitalisation allowance, recovery benefit, nursing allowance and local road ambulance services as value-added covers.
- Reliance Health Global Plan – The Reliance Health Global plan is ideal for those seeking global coverage for dengue, including treatment in India. If you also want coverage for treatments availed in India, it can be added as an optional cover. This global health insurance plan covers pre-hospitalisation costs, in-patient treatment expenses, post-hospitalisation expenses and assistance services globally. However, it also offers OPD cover, domestic road ambulance, and air ambulance cover in India.
